IRA-approved coins

Precious metals

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Gold IRA approved coins

The IRS has jurisdiction over what can and cannot be placed within an IRA account. Fortunately for investors, the tax authority allows a wide variety of gold coins to be bought and stored within an IRA. Eligible gold coins must be at least .995 pure gold and must also be legal tender.

The importance of gold coins being manufactured and guaranteed by a government cannot be overstated. Governments such as the U.S. or Canadian Government guarantee the quantity, quality, and face value of these coins — some of the best available. Explore popular options for IRA inclusion below.

American Gold Eagle Bullion Coin

American Gold Eagle

First issued in 1986 by the U.S. Mint and made only with gold mined in the United States. IRS-approved and qualifies for our First-Time Gold Investor Advantage.

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American Gold Eagle Proof Coin

American Gold Eagle Proof

Struck multiple times on specially prepared planchets for a mirror-like finish — the only coin of its kind allowed by the U.S. Government for IRAs.

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American Buffalo Coin

American Buffalo

Part of the American Buffalo $50 gold series from the U.S. Mint in West Point — an accessible way to hedge against inflation and diversify.

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American Buffalo Proof Coin

American Buffalo Proof

A proof finish on the classic Buffalo $50 gold coin — a collectible precious-metal option for retirement and savings.

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Austrian Gold Philharmonic Coin

Austrian Gold Philharmonic

One of Europe's most recognized bullion coins — a refined, IRA-eligible way to diversify your retirement and savings.

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Canadian Gold Maple Leaf Coin

Canadian Gold Maple Leaf

24-karat, up to .99999 fine pure gold. Since 1979 it has become one of the world's premier gold bullion coins — IRS-approved for your IRA.

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Moose Gold Bullion Coin

Moose Gold Bullion Coins

The "gentle giant" and largest member of the deer family. An uncommon, highly collectible reverse-proof finish with exceptionally fine detailing — a perfect addition to any retirement savings.

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Great-Horned Owl Gold Bullion Coin

Great-Horned Owl Coins

Canada's most common bird of prey and a symbol of power and agility. Its unique features lend themselves beautifully to this finely engraved portrait.

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Woodland Caribou Bullion Coin

Woodland Caribou Coins

A marvel of stamina and endurance that withstands months of a frigid Canadian winter. An ideal, resilient addition to any retirement savings.

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Canadian Wild Horse Bullion Coin

Canadian Wild Horse Coins

Struck by the Royal Canadian Mint in 99.99% pure gold. An iconic symbol of Canada's heritage — strength, beauty, and permanence.

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Wolverine Gold Bullion Coin

Wolverine Gold Coins

Struck in the Royal Canadian Mint's world-renowned .9999 pure gold — one of the purest coins on the market, carrying a face value as legal tender.

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Bighorn Sheep Gold Bullion Coin

Bighorn Sheep Coins

A rugged Canadian icon and enduring symbol of power and strength, sure-footed on the steep slopes of the Rocky Mountains.

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Silver

Silver IRA approved coins

Silver follows the same IRA rules as gold, with one difference that matters: the IRS sets a higher purity bar, requiring at least .999 fineness. Every coin below clears it, and each is struck by a government mint that guarantees its weight and content.

Silver trades at a fraction of the price of gold per ounce, which makes it a common starting point for a first position — and a way to add to an existing one in smaller increments.

.999
Fine silver
1 oz · U.S. Mint

American Silver Eagle

The most widely held silver bullion coin in the country, struck by the U.S. Mint since 1986. Its weight and purity are guaranteed by the United States government, and it qualifies for IRA inclusion.

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.999
Fine silver
1 oz · U.S. Mint

American Silver Eagle Proof

The Silver Eagle struck multiple times on specially prepared planchets for a mirror-like finish. A collectible presentation of the same IRA-eligible one-ounce coin.

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.9999
Fine silver
1 oz · Royal Canadian Mint

Canadian Silver Maple Leaf

One of the purest silver bullion coins available anywhere at .9999 fine, issued by the Royal Canadian Mint since 1988 and carrying a face value as legal tender.

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.999
Fine silver
1 oz · Austrian Mint

Austrian Silver Philharmonic

Europe's most recognized silver bullion coin, struck by the Austrian Mint and denominated in euros. A refined, IRA-eligible way to diversify a retirement account.

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Looking for silver bars or rounds instead of coins? Call (833) 425-3269 and a specialist will walk you through what's in stock at today's spot.

Not sure which coins are right for you?

Your specialist will help you build a portfolio around your goals — with no pressure.

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In the area? You can also see us in person at our Des Moines office.

Heartland Capital

In-depth education and the highest level of customer service for precious metals — within an IRA or for direct delivery.

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"Commodities such as gold and silver have a world market that transcends national borders, politics, religions, and race."

— Robert Kiyosaki, American Author
© 2026 Heartland Capital. All rights reserved.

Heartland Capital and its representatives are not licensed or registered investment advisers, attorneys, CPAs or other financial service professionals. We do not offer or render any legal, tax, accounting, investment advice or professional services. Precious metals carry risk of loss and are not a suitable investment for everyone. Past performance is not necessarily indicative of future results; consult your financial and tax professional and carefully evaluate all risks associated with the acquisition of precious metals before making the investment. The statements made on this website are opinions of Heartland Capital LLC. Precious metals and coins may appreciate, depreciate, or stay the same depending on a variety of factors and can fluctuate unexpectedly. The decision to purchase or sell precious metals, and which precious metals to purchase or sell, are the customer's decision alone. *Consult your tax advisor.